@mc1 If your ratio falls below .05 you are no longer allowed to download torrent and it will be taken until it get fix...However you can download freeleech:
Download privileges require that a minimum ratio of upload to download amounts be maintained. Minimum ratios are based on the total amount you have downloaded and can be found here. As your downloading amount increases, so does the minimum required ratio.
Continue seeding your files until well after your download has finished. Not sharing/seeding what you have downloaded will only hurt your ratio.
When your account ratio is less than the Minimum Required Ratio, a warning will be automatically sent to you and a grace time period will start. During this grace time, you will ONLY BE ALLOWED TO DOWNLOAD TWO TORRENTS AT A TIME. If your ratio is not improved by the end of this time period, your download privileges will be temporarily suspended until it is fixed. (). You will, however, be allowed to download from freeleech torrents.
Torrent Limits: Downloading of more than one torrent at a time is limited by the following parameters:
Total uploaded amount is < 5 GB and your ratio is:
< 0.75 = 3 torrents
< 1.00 = 4 torrents
1.00 = 5 torrents
Total uploaded amount is < 10 GB and your ratio is:
< 0.35 = 3 torrents
< 0.75 = 4 torrents
< 1.00 = 5 torrents
1.00 = 6 torrents
Total uploaded amount is < 25 GB and your ratio is:
< 0.35 = 3 torrents
< 0.75 = 5 torrents
< 1.00 = 6 torrents
1.00 = 10 torrents
The above limitations remain in effect for all accounts with User Status and a total uploaded amount greater than 40 GB. Once Power User status has been achieved, the following limitations go into effect:
Total uploaded amount is > 25 GB and your ratio is:
< 0.75 = 7 torrents
< 1.00 = 8 torrents
1.00 = 15 torrents
SOURCE: https://www.gaytor.rent/rules.php#96