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    Not only is Obamacare a disaster.. so is Medicaid.

    Scheduled Pinned Locked Moved Politics & Debate
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    • A Offline
      aadam101
      last edited by

      I think you are confused. This is what I do for a living.

      I am doubtful your father got a $110 increase. That's a lot.

      It's likey that his Part B premium was being paid for by Medicaid before he received the increase. Now he doesn't qualify for that. If you can tell me what state he is in and his income I can tell you for sure. Is he currently receiving Medicaid as well as Medicare?

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      • A Offline
        aadam101
        last edited by

        Also they did tell him.  They sent a letter in the mail.  He likely received a lot of letters in the mail and didn't know what any of it meant.    It's a confusing mess.

        If Medicaid was paying and then stopped they likely told him too in another confusing letter.

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        • F Offline
          flozen
          last edited by

          Not sure if this article would help your father, Frederick, if he's already Medicaid-enrolled.  It certainly could be useful for those Forum members with retirement and potential Medicaid-eligibility on the horizon.

          If anything, it's an interesting look at how the Medicaid system can be manipulated by those who employ a specialized lawyer, a strategy, and some specific financial moves.

          http://www.msn.com/en-us/money/healthcare/the-ethics-of-adjusting-your-assets-to-qualify-for-medicaid/ar-AAoINFG?li=BBnbfcN&ocid=spartanntp

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          • FrederickF Offline
            Frederick
            last edited by

            @aadam101:

            Also they did tell him.  They sent a letter in the mail.  He likely received a lot of letters in the mail and didn't know what any of it meant.    It's a confusing mess.

            If Medicaid was paying and then stopped they likely told him too in another confusing letter.

            He doesn't read his own mail.  I remember getting the letter about the $110 increase in Social Security.    I either did not get or did not see the one about the $110 increase in Medicaid.

            Picture removed by admin

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            • FrederickF Offline
              Frederick
              last edited by

              @flozen:

              Not sure if this article would help your father, Frederick, if he's already Medicaid-enrolled.  It certainly could be useful for those Forum members with retirement and potential Medicaid-eligibility on the horizon.

              If anything, it's an interesting look at how the Medicaid system can be manipulated by those who employ a specialized lawyer, a strategy, and some specific financial moves.

              http://www.msn.com/en-us/money/healthcare/the-ethics-of-adjusting-your-assets-to-qualify-for-medicaid/ar-AAoINFG?li=BBnbfcN&ocid=spartanntp

              He qualifies because of his age. 
              Shifting assets around is quite common, especially to avoid having the government seize one's property when nursing home care is needed.

              Picture removed by admin

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              • raphjdR Offline
                raphjd Forum Administrator
                last edited by

                It's strange how Americans keep demanding that we go to an NHS system, even though the reasons they hate the American system is also a major problem in NHS systems.

                Asset stripping is the normal in NHS systems for long term care.    The only way to prevent this is to have private insurance to protect yourself.    It defeats the purpose of the NHS when you have to have private insurance as well.

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                • FrederickF Offline
                  Frederick
                  last edited by

                  @raphjd:

                  It's strange how Americans keep demanding that we go to an NHS system, even though the reasons they hate the American system is also a major problem in NHS systems.

                  Asset stripping is the normal in NHS systems for long term care.    The only way to prevent this is to have private insurance to protect yourself.     It defeats the purpose of the NHS when you have to have private insurance as well.

                  It's natural that people always want it both ways.. in this case, to not be paying if they don't need insurance, and to have full coverage if they do need it.  The problem with moonbats is that they can't accept the fact that they can't have it both ways.

                  From what I can see… the republican's healthcare plan is getting so watered down that it will be essentially the same as Obamacare.

                  I think the way they seize assets is limited to seizing property - not iras.  That is not a problem since I own this house.

                  Picture removed by admin

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                  • A Offline
                    aadam101
                    last edited by

                    Medicaid planning is a separate issue that only comes into play if he needs to go to a nursing home.

                    If he qualifies for Medicaid he likely also qualifies for Medicaid Buy In which is the name for the program that pays for his Medicaid. There are exceptions like if he is on some sort of waiver program.  You should call Medicaid and ask.

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                    • S Offline
                      spam17
                      last edited by

                      @Frederick:

                      @raphjd:

                      It's strange how Americans keep demanding that we go to an NHS system, even though the reasons they hate the American system is also a major problem in NHS systems.

                      Asset stripping is the normal in NHS systems for long term care.    The only way to prevent this is to have private insurance to protect yourself.     It defeats the purpose of the NHS when you have to have private insurance as well.

                      It's natural that people always want it both ways.. in this case, to not be paying if they don't need insurance, and to have full coverage if they do need it.  The problem with moonbats is that they can't accept the fact that they can't have it both ways.

                      From what I can see… the republican's healthcare plan is getting so watered down that it will be essentially the same as Obamacare.

                      I think the way they seize assets is limited to seizing property - not iras.  That is not a problem since I own this house.

                      You own that house?

                      :cheesy2:

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                      • A Offline
                        aadam101
                        last edited by

                        @Frederick:

                        I think the way they seize assets is limited to seizing property - not iras.  That is not a problem since I own this house.

                        It's not limited to just property.  You just hear about that more because the home is usually the largest asset.  This can vary by state.  Some states are VERY aggressive with estate recovery and others are not.  Since Trump plans to gut Medicaid states are going to get much more aggressive because they will need the money.

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                        • A Offline
                          aadam101
                          last edited by

                          There is a bill currently kicking around one state that makes the next of kin responsible for nursing home care before Medicaid kicks in.  The state wants the ability to sue an adult child even if the child is estranged from the parent.  I can't remember which state.  It was in the south.

                          This is what happens when you vote Republican.

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                          • S Offline
                            spam17
                            last edited by

                            @aadam101:

                            @Frederick:

                            I think the way they seize assets is limited to seizing property - not iras.  That is not a problem since I own this house.

                            It's not limited to just property.  You just hear about that more because the home is usually the largest asset.  This can vary by state.  Some states are VERY aggressive with estate recovery and others are not.  Since Trump plans to gut Medicaid states are going to get much more aggressive because they will need the money.

                            more aggressive?

                            :blink:

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                            • A Offline
                              aadam101
                              last edited by

                              @spam17:

                              @aadam101:

                              @Frederick:

                              I think the way they seize assets is limited to seizing property - not iras.  That is not a problem since I own this house.

                              It's not limited to just property.  You just hear about that more because the home is usually the largest asset.  This can vary by state.  Some states are VERY aggressive with estate recovery and others are not.  Since Trump plans to gut Medicaid states are going to get much more aggressive because they will need the money.

                              more aggressive?

                              :blink:

                              States can choose how hard they want to look for assets.  Some put a lot of effort and others don't. Even my extremely blue state has stepped up their game and started using technology to verify assets within the past year or so.

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                              • raphjdR Offline
                                raphjd Forum Administrator
                                last edited by

                                The UK varies by "country".

                                England and Wales used to force you to pay upfront if you had any assets.  This included forcing you to sell your house, even if one spouse was still living in it.    Now they wait until both spouses die and take their 100 pounds of flesh.

                                Of course, this only applies to government funded places.  Private facilities do their own thing, which almost always means paying upfront or being chucked out.

                                As expected, the number of government beds is falling short of need and getting worse every day.

                                Ain't socialism so much better than capitalism.

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                                • FrederickF Offline
                                  Frederick
                                  last edited by

                                  @raphjd:

                                  The UK varies by "country".

                                  England and Wales used to force you to pay upfront if you had any assets.  This included forcing you to sell your house, even if one spouse was still living in it.    Now they wait until both spouses die and take their 100 pounds of flesh.

                                  Of course, this only applies to government funded places.   Private facilities do their own thing, which almost always means paying upfront or being chucked out.

                                  As expected, the number of government beds is falling short of need and getting worse every day.

                                  Ain't socialism so much better than capitalism.

                                  The stereotype of English people is that they have lousy teeth - poor dentistry.  It goes beyond that.  I lived in England for 8 months, and Norway for about a month.  I have never seen so many people with massive scars, missing limbs, missing eyes / eye patches, etc.  Socialized healthcare is a disaster.  One example I often give people is that in England, you often have to wait 6 months to see a doctor.  If you have cancer, and have to wait 6 months to see a doctor, then what WAS a treatable / survivable cancer is terminal and a death sentence "gee, too bad you didn't go to a doctor 4 months eariler!"

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                                  • A Offline
                                    aadam101
                                    last edited by

                                    Doctor shortages is a totally separate issue that needs to be addressed.

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                                    • T Offline
                                      TroopK
                                      last edited by

                                      I have read some nonsense in this topic but rarely as silly as this.

                                      I have lived in England slightly longer than 8 months and have never seen any massive scars, by definition I haven't seen missing limbs, but I have seen three people with amputated legs, and have never seen anyone with an eye patch.

                                      I can make an appointment online to see a GP for tomorrow. And the question of money will never come up.

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                                      • FrederickF Offline
                                        Frederick
                                        last edited by

                                        @aadam101:

                                        Doctor shortages is a totally separate issue that needs to be addressed.

                                        There's no shortage of doctors.  There is a shortage of doctors who do 40 hours of work a week.

                                        Picture removed by admin

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                                        • A Offline
                                          aadam101
                                          last edited by

                                          @Frederick:

                                          @aadam101:

                                          Doctor shortages is a totally separate issue that needs to be addressed.

                                          There's no shortage of doctors.  There is a shortage of doctors who do 40 hours of work a week.

                                          Once again you are making a great case as to why single payer is a better option.  Doctors don't work 20 hours per week because they are paid too much money.  Pay them less  under a single payer system and they will work more.

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                                          • FrederickF Offline
                                            Frederick
                                            last edited by

                                            @TroopK:

                                            I have read some nonsense in this topic but rarely as silly as this.

                                            I have lived in England slightly longer than 8 months and have never seen any massive scars, by definition I haven't seen missing limbs, but I have seen three people with amputated legs, and have never seen anyone with an eye patch.

                                            I can make an appointment online to see a GP for tomorrow. And the question of money will never come up.

                                            At first, I was going to say "what's the difference between missing limbs and amputations?"   What I MEANT was amputations.. however, there are a lot of people in England with the birth defect of missing limbs due to the medication "thalidomide" which is banned in the USA.  When pregnant women take "thalidomide" the babies sometimes have tiny flippers instead of arms and / or legs.  
                                            By scars, I meant that in the USA, surgical procedures are usually done in a way that leaves only a tiny scar, or no scar at all, and if necessary plastic surgery is used to eliminate the scar.  In Europe.. when someone has surgery, you know it, and the scars are quite visible.

                                            I wonder what city in England you lived in… ?

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